States we serve
Warehouse and distributor insurance by state
We are licensed in 48 states — every state except Hawaii and Alaska. Pick yours, and we will point you at the right program.
Two programs, one question
Warehousing and distribution look alike from the street and insure nothing alike. The question that separates them is whose goods are at risk — and every state page we write is written from one side of it or the other.
Warehouse
You hold OTHER companies’ freight — public, 3PL, contract, bonded, cold-storage, fulfillment. The goods under your roof are not yours, so warehouse legal liability leads.
Distributor & Wholesaler
You OWN what you sell — merchant wholesalers, food and beverage distributors, importers. The inventory is yours everywhere it moves, so stock throughput leads.
Plenty of businesses do both. If yours does, we place both sides — say so on the quote form and we will map the seam between them before anything binds.
Choose your state
Each state opens a short page that routes you to the right program for your operation.
- Alabama
- Arizona
- Arkansas
- California
- Colorado
- Connecticut
- Delaware
- Florida
- Georgia
- Idaho
- Illinois
- Indiana
- Iowa
- Kansas
- Kentucky
- Louisiana
- Maine
- Maryland
- Massachusetts
- Michigan
- Minnesota
- Mississippi
- Missouri
- Montana
- Nebraska
- Nevada
- New Hampshire
- New Jersey
- New Mexico
- New York
- North Carolina
- North Dakota
- Ohio
- Oklahoma
- Oregon
- Pennsylvania
- Rhode Island
- South Carolina
- South Dakota
- Tennessee
- Texas
- Utah
- Vermont
- Virginia
- Washington
- West Virginia
- Wisconsin
- Wyoming
Not sure which program fits?
Tell us what you store or sell and we will sort it out. Quotes in 1–2 hours during business hours.