States we serve · Maine
Warehouse and distribution insurance in Maine
Two programs, one question: whose goods are at risk? We place both sides of the Maine trade — the operator holding a customer’s freight, and the distributor who owns every pallet on the rack.
Maine is the control state that wholesales spirits but contracts out the warehouse — and its distinctive warehousing economy is a cold one, built around a seafood chain that runs from the boat through licensed processors and a purpose-built waterfront freezer to Portland’s transatlantic container terminal.
Which one are you?
The two programs below are genuinely different risks, not two names for the same policy. Pick the one that describes your operation — or tell us on the quote form if you do both, which many Maine businesses do.
Warehouse business insurance in Maine
For the public, 3PL, contract, bonded, cold-storage, and fulfillment operators who hold OTHER companies’ freight. The goods under your roof are not yours — so warehouse legal liability leads the program, and your storage contract sets the duty of care.
Read the warehouse program → Your goods, anywhere they go.Distributor & wholesaler business insurance in Maine
For the merchant wholesalers, food and beverage distributors, and importers who OWN what they sell. The inventory is yours everywhere it goes — so stock throughput leads, and products liability follows you down the chain of distribution.
Read the distributor & wholesaler program →Where we place Maine risks: Portland · Lewiston-Auburn · Bangor · Augusta · Biddeford · Waterville · Searsport · Presque Isle.
Get a Maine insurance quote
Quotes in 1–2 hours during business hours.