States we serve · Pennsylvania
Warehouse and distribution insurance in Pennsylvania
Two programs, one question: whose goods are at risk? We place both sides of the Pennsylvania trade — the operator holding a customer’s freight, and the distributor who owns every pallet on the rack.
Pennsylvania is the country’s great third-party warehousing state and a liquor control state at the same time — the I-78/I-81 corridor stores other people’s goods at extraordinary density, while the Commonwealth itself occupies the wine-and-spirits wholesale tier that a private distributor would otherwise want.
Which one are you?
The two programs below are genuinely different risks, not two names for the same policy. Pick the one that describes your operation — or tell us on the quote form if you do both, which many Pennsylvania businesses do.
Warehouse business insurance in Pennsylvania
For the public, 3PL, contract, bonded, cold-storage, and fulfillment operators who hold OTHER companies’ freight. The goods under your roof are not yours — so warehouse legal liability leads the program, and your storage contract sets the duty of care.
Read the warehouse program → Your goods, anywhere they go.Distributor & wholesaler business insurance in Pennsylvania
For the merchant wholesalers, food and beverage distributors, and importers who OWN what they sell. The inventory is yours everywhere it goes — so stock throughput leads, and products liability follows you down the chain of distribution.
Read the distributor & wholesaler program →Where we place Pennsylvania risks: Allentown · Bethlehem · Harrisburg · Carlisle · Hazleton · Wilkes-Barre · Philadelphia · Pittsburgh.
Get a Pennsylvania insurance quote
Quotes in 1–2 hours during business hours.