States we serve · Florida
Warehouse and distribution insurance in Florida
Two programs, one question: whose goods are at risk? We place both sides of the Florida trade — the operator holding a customer’s freight, and the distributor who owns every pallet on the rack.
Florida is the country’s re-export shelf — a warehouse here is as likely to be holding goods bound for Latin America as goods bound for a Florida customer, and it is holding them under a roof that has to survive a hurricane.
Which one are you?
The two programs below are genuinely different risks, not two names for the same policy. Pick the one that describes your operation — or tell us on the quote form if you do both, which many Florida businesses do.
Warehouse business insurance in Florida
For the public, 3PL, contract, bonded, cold-storage, and fulfillment operators who hold OTHER companies’ freight. The goods under your roof are not yours — so warehouse legal liability leads the program, and your storage contract sets the duty of care.
Read the warehouse program → Your goods, anywhere they go.Distributor & wholesaler business insurance in Florida
For the merchant wholesalers, food and beverage distributors, and importers who OWN what they sell. The inventory is yours everywhere it goes — so stock throughput leads, and products liability follows you down the chain of distribution.
Read the distributor & wholesaler program →Where we place Florida risks: Miami · Fort Lauderdale · Jacksonville · Orlando · Tampa · Lakeland · Ocala.
Get a Florida insurance quote
Quotes in 1–2 hours during business hours.